Your Escrow, Made Clear
We believe every homeowner deserves to understand exactly what they're paying—and why.
Clarity for every homeowner
Based in Iowa, EscrowCheckup was founded to bring greater clarity to the rising costs of homeownership and the financial decisions homeowners face every day.
Every year, millions of homeowners receive their annual escrow statement and have no idea what it means. They don't know if their payment increase is justified. They don't know if they're being overcharged. They don't even know what questions to ask.
Servicers have all the data. Homeowners don't. That's not fair.
EscrowCheckup changes that. We built a clarity service that takes the same data servicers use and makes it understandable, actionable, and available to everyone.
Free while we grow
No cost to homeowners or renters.
Upload or type it in
Use your escrow statement or enter the numbers you know.
No credit check
Nothing here touches your credit.
Sourced explanations
Every number shows where it came from.
What We Believe
Our values guide every decision we make
Transparency First
We show our work. Every detail, every source — visible and explainable.
Homeowner-Centric
We work for homeowners, not servicers or lenders. Our loyalty is to the people paying the mortgage.
Compliance-Safe
Built around homeowner clarity and transparency. We help you understand your rights.
Plain Language
No jargon, no confusion. We translate complex escrow math into words everyone understands.
Why We're Different
We don't work for servicers or lenders—we work for you
No consultants needed—easy self-serve experience
Plain language, not industry jargon
Clear, consistent process for every statement
Built around clarity and homeowner understanding
We show our work—every finding is transparent
Ready to understand your escrow?
See what changed in your escrow, explained in plain language.
Start Your Checkup