Educational purpose

EscrowCheckup provides educational tools and analysis to help you understand your escrow account. The information presented is for educational purposes only and does not constitute legal, financial, or tax advice.

Your servicer is the authority

Your mortgage servicer's official escrow analysis is the authoritative source for your account balance, payment amounts, and any refunds or shortages. Our analysis is designed to help you understand and prepare — not to replace your servicer's official statements.

Your responsibilities

• You are responsible for the accuracy of the documents you upload.
• You are responsible for keeping your account credentials secure.

Prohibited uses

• No uploading documents belonging to others without authorization.
• No attempting to reverse-engineer or extract system logic.
• No using outputs for commercial resale.
• No misrepresentation or fraudulent use.

Cost

EscrowCheckup is currently free for renters and homeowners. There are no charges, subscriptions, or payment processors involved in using the service.

Limitation of liability

The platform provides educational clarity only. There are no outcome guarantees. The platform is not liable for decisions made based on summaries or outputs. By using this platform, you acknowledge that escrow calculations involve estimates and projections that may differ from your servicer's final numbers. Consider consulting with qualified professionals for decisions involving significant financial impact.

Account termination

The platform may terminate accounts that violate these terms. You may request account deletion by emailing [email protected].

Intellectual property

You retain ownership of the documents you upload. The platform owns its content, design, and tools.

Governing law

These terms are governed by the laws of the State of Iowa.

Changes to these terms

We reserve the right to update these terms as the platform evolves. Continued use of the platform constitutes acceptance of the current terms.