How EscrowCheckup Works
A simple, guided process that turns confusion into clarity.
Upload your escrow statement
PDF, photo, or scanned copy — whatever you have.
Simply take a photo or upload your annual escrow statement. We organize the information so it's easy to read.
We organize the key details
We pull out the important numbers and present them clearly.
Your taxes, insurance, disbursements, and balance are organized into a simple, readable summary — no jargon, no confusion.
You get a clear summary
Plain-language explanations and visual breakdowns.
We translate the details from your escrow statement into clear information you can understand in minutes.
We highlight what changed
See what shifted based on your statement and public records.
We show you how your taxes, insurance, and escrow balance have changed — so you can see the full picture. Your servicer handles the official calculations.
You see clear next steps
Simple context to help you understand what comes next.
We show you what's happening with your escrow and what you might want to look into — no pressure, just clarity.
What We Organize for You
Every summary covers these key areas of your escrow account
Tax timing
Showing when tax disbursements happen relative to your local tax calendar
Insurance changes
Highlighting premium shifts and renewal timing from your statement
Balance overview
Showing your current escrow balance and how it has changed
Shortage breakdown
Explaining what a shortage means and how it affects your payment
Disbursement timing
Showing when payments were made and their timing
Payment summary
A clear view of your monthly escrow payment and its components
Why You Can Trust Your Summary
We built EscrowCheckup with one goal: give homeowners clear, organized information about their escrow.
Clear and consistent
We follow the same process for every statement
Transparent process
We show you exactly what we found in your statement and why it matters
Independent
We work for homeowners, not servicers or lenders
Built for homeowners
Plain language, not industry jargon
Educational focus
We help you understand your documents — nothing more, nothing less
Ready to understand your escrow?
Upload your statement and get clarity in minutes.
Upload Your Statement