How EscrowCheckup Works

    A simple, guided process that turns confusion into clarity.

    Step 01

    Upload your escrow statement

    PDF, photo, or scanned copy — whatever you have.

    Simply take a photo or upload your annual escrow statement. We organize the information so it's easy to read.

    Step 02

    We organize the key details

    We pull out the important numbers and present them clearly.

    Your taxes, insurance, disbursements, and balance are organized into a simple, readable summary — no jargon, no confusion.

    Step 03

    You get a clear summary

    Plain-language explanations and visual breakdowns.

    We translate the details from your escrow statement into clear information you can understand in minutes.

    Step 04

    We highlight what changed

    See what shifted based on your statement and public records.

    We show you how your taxes, insurance, and escrow balance have changed — so you can see the full picture. Your servicer handles the official calculations.

    Step 05

    You see clear next steps

    Simple context to help you understand what comes next.

    We show you what's happening with your escrow and what you might want to look into — no pressure, just clarity.

    What We Organize for You

    Every summary covers these key areas of your escrow account

    Tax timing

    Showing when tax disbursements happen relative to your local tax calendar

    Insurance changes

    Highlighting premium shifts and renewal timing from your statement

    Balance overview

    Showing your current escrow balance and how it has changed

    Shortage breakdown

    Explaining what a shortage means and how it affects your payment

    Disbursement timing

    Showing when payments were made and their timing

    Payment summary

    A clear view of your monthly escrow payment and its components

    Built for Clarity

    Why You Can Trust Your Summary

    We built EscrowCheckup with one goal: give homeowners clear, organized information about their escrow.

    Clear and consistent

    We follow the same process for every statement

    Transparent process

    We show you exactly what we found in your statement and why it matters

    Independent

    We work for homeowners, not servicers or lenders

    Built for homeowners

    Plain language, not industry jargon

    Educational focus

    We help you understand your documents — nothing more, nothing less

    Ready to understand your escrow?

    Upload your statement and get clarity in minutes.

    Upload Your Statement