HELOC Calculator
A quick estimate of how much you could borrow against your home, and roughly what the monthly payment might look like.
Your numbers
Your best estimate of your home's current value. Check a recent property tax statement, or search your address on a site like Zillow, as a starting point.
The remaining balance on your current, main mortgage. You'll find this on your latest mortgage statement.
The most this lender will let you borrow compared to your home's value. Ask your loan officer for this number — it's usually between 70% and 90%.
Default is 7.5% — replace with an actual quote from your lender for a sharper estimate.
Estimate
Educational estimate only — not a loan offer. Actual borrowing limits, rates, and payments depend on your credit, income, property, and the lender's underwriting. Confirm any real numbers with a loan officer.
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